Will Chips in Credit Cards Stop Fraud?
In the past few years, companies that issue credit cards have spent hundreds of millions of dollars to give their customers better security with credit cards that contain microchip technology. Likewise, large retailers have invested even more money in the hardware that they need to read these cards. However, some critics don't believe that the new cards will really eliminate...
Will Chips in Credit Cards Stop Fraud?
In the past few years, companies that issue credit cards have spent hundreds of millions of dollars to give their customers better security with credit cards that contain microchip technology. Likewise, large retailers have invested even more money in the hardware that they need to read these cards. However, some critics don't believe that the new cards will really eliminate...
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When to Consider Applying for a Store Credit Card
At some stores, you may get offered an application for a credit card every time you pass by the checkout counter. Businesses can increase their revenues by offering credit, so they encourage their clerks to convince customers to fill out applications. Of course, stores usually also offer their...

What's the Best Way to Pay Credit Card Balances Off?
If nobody ever charged too much on their credit cards, there would be no need to discuss good tactics to pay balances off. In a perfect world, everybody would just pay their balances off each month. However, the best people have been known to get into trouble with credit card debt. When balances...

What if You Can't Make Your Credit Card Payments?
When you take out a credit card and use it to charge a purchase, you are agreeing to make payments within the terms of the agreement that you have with a bank or finance company. If you break that agreement, the bank or finance company that issued your card is likely to take steps to punish you....

Credit Cards in the Future Could Prevent Fraud
Credit card companies have begun to send out credit cards with microchips to help prevent fraud. However, critics of this technology say that these new cards will only stop limited kinds of criminal activities, and they may actually increase others. The microchips won't help with online...

What the Numbers on Credit Cards Mean
Have you ever had to type your credit card number into a mobile phone or computer form? If so, you have probably wondered why the number has to be so long. To answer this question, it might help to take a look at what each digit in a typical credit card number actually means. Why Do Credit Card...

Credit Stability and Your Credit Score
I have a friend – let’s call him Steve (not his real name… or is it?) Anyway, Steve has an eye for value. He always seems to get the best deals, the best prices, is first on line for the bargain of the century, and always seems to get a little extra out of every purchase. This...

Credit Card Debt - No, You DON'T Deserve It
I apologize in advance to those who might be misled by the title. I’m certain that somewhere out there, someone clicked on this thinking “yea, I don’t deserve this credit card debt I have”. No, nothing could be further from the truth. Despite negative press regarding easy...

Debt Snowball Payment Plan Explained
You may have heard of the term “snowball” when a discussion about debt reduction comes up. In case you don’t know what it means, I’ll explain it here. We’re going to use credit cards as an example, because that’s usually where this strategy is most...
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