What Will Donald Trump Do To Your Mortgage?
When Donald Trump first started running for President of the United States, many thought it was a joke. When he started winning, many still dismissed his campaign as something of a sideshow, and predicted that more traditional candidates would easily defeat him. Of course, we now know this has not proven to be the case. As of this writing, Donald...
What Will Donald Trump Do To Your Mortgage?
When Donald Trump first started running for President of the United States, many thought it was a joke. When he started winning, many still dismissed his campaign as something of a sideshow, and predicted that more traditional candidates would easily defeat him. Of course, we now know this has not proven to be the case. As of this writing, Donald...
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Which Kinds of Refinance Mortgages Are Popular?
Most American homeowners are probably familiar with Freddie Mac. This public company is sponsored by the government as a way to make mortgages available to more people. As well as first mortgages, the organization also deals with refinance mortgages. They have kept statistics for years about the...

Using Refinancing as a Way to Cash Out Home Equity
American homeowners have different reasons to refinance their old mortgages. Of course, some people just hope to get a lower interest rate that will reduce their monthly payments or let them pay their houses off faster. Lowering interest rates is one good reason to consider refinancing. However,...

The Pros and Cons of Refinancing Your Home Mortgage
Refinancing is simply a way to replace your old mortgage with a new one. Since mortgage rates have remained fairly low in the past few years, it's become a popular way for homeowners to reduce their interest rates and in some cases, take some cash out of their home equity. While finding a good...

The Importance of a Home Appraisal When Refinancing a Mortgage
Some government programs may not require an appraisal to finance a mortgage, but most regular lenders will base the amount of the loan that they will offer partly upon the value of the house. In addition, many lenders will offer better interest rates if they don't have to lend more than 80 percent...

How Long Must You Wait to Refinance a Mortgage?
You might be surprised to learn that there are no regulations that govern how often you can refinance your home mortgage. Some lenders may have their own rules about the length of time you have to own your home, but technically, you can refinance as often as you like. You should probably focus on...

Fixed Rate vs. Adjustable Rate Mortgages for Refinancing
If you have decided that you want to refinance your mortgage, you have probably been presented with a few different choices. One of the first decisions you might need to make is between an adjustable rate mortgage, usually called an ARM, and a fixed rate mortgage. The right answer really depends...

Refinancing Vs. Home Equity Loans
Your home's equity is the difference between the house's market value and the amount that you owe on a home loan. You may decide that you would benefit by cashing out on some portion on that equity for any number of reasons. Some of these reasons might include using the money to start a business,...

Home Finance 101 - Three Home Improvement Projects That ARE Profitable
Nothing beats the feeling of new, upgraded stuff in your home. That’s why the home improvement industry remains strong, and why there’s still a line at your local Home Depot.  But not all home improvement projects are equal in terms of “paying off” for you when it...
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