Americans Are Clearly Worried About Their Financial Futures
These are trying times for Americans and their financial peace of mind. What does 2017 and beyond have in store for us? That remains unknown, but it is clear that several aspects top American's fears when they think about their families' financial future. For the past 16 years, a Gallup Poll was conducted regarding how Americans felt regarding seven specific financial issues....
Americans Are Clearly Worried About Their Financial Futures
These are trying times for Americans and their financial peace of mind. What does 2017 and beyond have in store for us? That remains unknown, but it is clear that several aspects top American's fears when they think about their families' financial future. For the past 16 years, a Gallup Poll was conducted regarding how Americans felt regarding seven specific financial issues....
Top Personal Finance Headlines
3 Clever Ways to Grow Your Savings Account
We all know we should save more money. But the truth is, we don't. The statistics are shocking, too. For example, according to a recent Federal Reserve report, nearly half of Americans could not cover a 0 emergency without borrowing, using a credit card, or selling something. And according to...

Marriage and Money - How to Divide?
Before you start reading, realize that this is one man’s opinion on how you should divvy up your money in a marriage. But it does come from someone who has not only been happily married for 20 years, but also has a smooth-sailing financial life. In other words, my wife and I are very happy...

How Does a Payable-on-Death Account Work?
Most of the time, payable-on-death accounts are referred to as POD accounts or Totten trusts. These are simply regular bank accounts that allow the account owner to specify beneficiaries that are entitled to withdraw the funds if the owner passes away. As long as the account owner survives, the...

Good Alternatives to Credit Cards to Get a Loan
When most people have an unexpected bill that they did not prepare for, they turn to their credit cards. The problem is that credit cards usually charge pretty high interest rates. It's fairly easy to run up a large balance and get hit by extra interest charges and fees. That means that purchases...

About Reverse Floater Bonds
You might like to take advantage of the rise of bond prices that can occur when bond interest rates have climbed so high that the only place for them to go is down. When you believe that interest rates are about to slide, you might simply invest in bonds and bond funds. But if you are more...

Is Digital Currency the Future? Probably. But Proceed With Caution.
You may have heard of “Bitcoin”. It’s a digital currency that’s poised to make the dollar obsolete. Maybe.  Or maybe it won’t be Bitcoin. Maybe it’ll be Preiscoin. Or OneCoin. Or UTokenUSA. And let’s not leave out Paymony… No, these are not...

What To Expect When Applying For A Personal Loan
Do you need a new car or repairs on the one you have? Did the washing machine just flood your basement? Is your computer so old you it has never visited the Internet? Whatever the reason you need extra cash, the right vehicle for borrowing the needed amount is probably a personal loan. It is the...

7 Things To Avoid When Taking Out An Unsecured Personal Loan
Anytime you apply for a new loan, you are entering dangerous financial territory.  You are placing your income at risk, and you may be subjecting yourself to some costly traps put in place by the lender. The following tips will help you in avoiding these "lender money-making gimmicks" if they...
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