Personal Loans

A personal loan provides a lump sum of money that can be used for nearly any purpose—from consolidating debt to covering medical bills or major purchases. Most are unsecured, meaning no collateral is required, though some lenders offer secured options backed by assets like savings or vehicles.

These loans typically feature fixed interest rates and repayment terms from 1 to 7 years. Monthly payments stay consistent, making budgeting easier. Approval depends on factors like credit score, income, and debt-to-income ratio, with stronger profiles qualifying for better rates.

Not all personal loans are the same—some come with high fees or strict terms. We’ll help you compare options, understand your choices, and choose a loan that supports your goals without added financial strain.