
Student loans help make higher education more affordable by covering costs like tuition, housing, books, and living expenses. They come in two main types: federal loans, backed by the government, and private loans, offered by banks, credit unions, or online lenders.
Federal loans are often preferred due to fixed interest rates, flexible repayment options, and borrower protections like deferment and forgiveness. Private loans may help cover funding gaps but usually require good credit and come with fewer safeguards.
Most loans begin repayment after graduation, with some offering grace periods or income-driven plans. Borrowing wisely and understanding your options is key—we’re here to help you compare loans, explore repayment strategies, and invest in your education with confidence.