Rewards & Cashback Cards

Rewards and cashback credit cards let you earn value on everyday spending. Rewards cards typically offer points or miles that can be redeemed for travel, gift cards, merchandise, or statement credits. They’re ideal for those looking to turn purchases into perks.

Cashback cards return a percentage of your spending—usually between 1% and 5%—in cash. Some offer flat-rate rewards on all purchases, while others feature tiered or rotating bonus categories like groceries, gas, or dining for extra earnings.

To maximize value, consider annual fees, interest rates, and how rewards are earned and redeemed. When used strategically and paid off in full each month, these cards can offer meaningful savings and valuable benefits.