NEWSLETTERS
Rewards and cashback credit cards offer cardholders the opportunity to earn benefits on everyday spending. Rewards credit cards provide points or miles that can be redeemed for travel, merchandise, gift cards, or statement credits. Cashback credit cards, on the other hand, offer a percentage of spending back as cash rewards, typically ranging from 1% to 5% on purchases in specific categories like dining, groceries, or gas. Some cards have flat-rate rewards, while others feature rotating or tiered bonus categories. While these cards can provide significant savings and perks, it’s important to consider factors like annual fees, interest rates, and redemption options to maximize their value.